Capital Strategy, Part 1: Does Your Capital Strategy Have Holes?

Do you wish you had more capital to invest and grow your business? Sure you can take out a bank loan, or borrow against your business, but that will quickly leave your line of credit tied up. Then what? Have you looked for areas in your business where you may be leaving money on the table?

FINANCES CAN BE STRESSFUL.

When was the last time you took time to stare out the window? Sometimes taking a moment to feel your breath and observe the clouds can clear your mind and begin to put things into perspective.

PICTURE THE VIEW.

Hypothetical or literal, it doesn’t matter. Just watch the clouds gently float by.

Okay, now slowly redirect your gaze a bit lower. Take a look at your parking lot. Think about all the money you’ve invested in your fleet.

Maybe you had to take out a loan to purchase your vehicles. Maybe you used dealer financing, or possibly took a painful hit by writing a huge check.

You might have shelled out even more money for a vehicle wrap or customized bins and racks to upfit your vehicles before they arrived at their first job.

Looking back, are you sure you explored all of your fleet options and made the best decisions? Did you understand the differences between dealership financing and a commercial lease? What about the make and model decision? Are you sure you chose the most efficient vehicle for your business and the number of miles you drive?

Confused about what your fleet even has to do with business capital?

YOUR CAPITAL BUCKET’S EMPTYING FASTER THAN YOU THINK.

Is your parking lot empty? Is it too full? Are you performing preventative maintenance in order to keep each vehicle running smoothly?

A flat tire, engine trouble, accident repair, or even a routine oil change can keep your wheels off the road. By simply reacting to unexpected and unpredictable maintenance expenses, every minute of downtime is costing you lost jobs and lost revenue.

BUT THAT’S JUST THE COST OF DOING BUSINESS, RIGHT? WRONG.

We can help turn your fleet into a predictable monthly expense that actually contributes to your business cash flow rather than being a reactionary headache and drain your capital.

By partnering with Mike Albert, we’ll provide lots of options and choices to improve your cash flow and help you focus on your core business instead of worrying about your vehicles.

Have you considered the difference between what purchasing a vehicle outright, and financing it down to fair market value could mean for your business’s cash flow?

FLEXIBLE FINANCING

MIKE ALBERT TAILORS OUR FINANCING STRATEGIES TO THE SPECIFIC NEEDS AND COMPLEXITIES OF YOUR BUSINESS. OUR CUSTOM STRATEGIES ARE STRUCTURED TO MAXIMIZE YOUR CASH FLOW AND MINIMIZE FLEET HEADACHES.

Our account managers will also ensure you receive maximum savings by suggesting alternative programs and services, monitoring available rebates, fleet allowances, and other special incentive programs you could qualify for. – Reducing your costs and putting money back in your bucket.

PURCHASE LEASEBACK

Do you already own your vehicles? We can still help! Our three-step purchase leaseback program will give your business the immediate capital infusion it needs to grow.

  1. We’ll cut you a check for the fair market value of your vehicles which you can use to reinvest in other areas of your business.
  2. Next, we’ll use our data from companies like yours to suggest an optimal vehicle life cycle strategy. A new cycle strategy will help you predict the future and ditch aging vehicles BEFORE their unexpected maintenance costs spike.
  3. See an improvement in the financial health of your business by removing depreciating assets from your balance sheet, and placing them on ours. We’ll assume the risk and reduce your debt to income ratio.

CHANGE HAPPENS

After you’ve gained a trusted fleet management partner and optimized your fleet, things will still change. Your dedicated Client Development Manager will regularly review your fleet data and assess the appropriateness of your current lease structure and added programs. We’ll share industry best practices and suggest customized adjustments to give you a more cost-effective fleet program. Mike Albert doesn’t offer one-size-fits all service. We’re here to listen and learn about your business and help you regain control of your fleet.

GET STARTED TODAY!

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